O BCE lanza TIPS, Presuntamente Ripple Instant Payment Service

Consellos é aNovo servizo de infraestruturas de mercado que o BCE lanzou este mes. Permite aos provedores de servizos de pago ofrecer aos seus clientes a posibilidade de transferir fondos en tempo real e todo o día, Todos os días do ano. This means that thanks to TIPS, individuals and firms will be able to transfer money between each other within seconds, irrespective of the opening hours of their local bank.

TIPS is developed as an extension of TARGET2 and will settle payments in central bank money. Even though they said that at the beginning, TIPS will only settle payment transfers in euro there was the sentence that, in case of demand, other currencies could be supported as well.

Some of the benefits of the system will include no minimum wait during the transaction process and the surprising fact about the instant payment system is that it allows the currency to be settled in the bank at any time creating an all-time all access system.

AllegedRipple partner and Pan European infrastructure, A liquidación de pagamentos instantáneos de destino agora viviu co propósito principal de crear un sistema de pago instantáneo en toda Europa usando o banco central como canle para regular a transferencia de liquidacións que permitan a transmisión de cartos dixitais en toda a fronteira e Europa no seu conxunto. E como o prazo de "liquidación de pagamentos instantáneos" está adxunto ao servizo, Varias fontes anónimas informaron de que se volveron a Ripple Blockchain.

Algúns ven isto como o comezo do final para os activos criptográficos: As institucións centralizadas están respondendo aos retos que supoñen o cripto e comezan a tomar medidas. Outros, con todo, vela comoprometedor para cripto.

A única cousa está segura. Isto certamente é unha boa cousa para as criptomonedas e a descentralización. De feito, it could be a game-changer for Ripple’s various payment technologies because there are signs that TIPS could implement Ripple technologies like xCurrent, xVia, and xRapid in the future.

The first two are powered by Ripple, while the third is powered by theXRP digital token. It’s possible that TIPS will utilize some or all of these technologies to facilitate cheap international payments. The reason is that Ripple has partnered withTAS Group that has several important partnerships with banks in Europe.

Its latest version of their Bank Liquidity Management platform is specifically designed to offer maximum interoperability with the TIPS payment standard. Banks can use TAS Group’s Bank Liquidity Management Platform to seamlessly transition to the new TIPS payment protocol.

Why Is TIPS Similar to Crypto?

TIPS works in a similar way to payment platforms like Ripple’s xCurrent. With TIPS, payment service providers are required to set aside a portion of liquidity in their country’s central bank. This liquidity will be used to settle payments instantly with no waiting times, 24 hours a day and 365 days a year.

The end-to-end processing time from the beginning of the transaction to the end is expected to be 10 seconds or less. The system already has plans in place to scale effectively to meet the needs of users.

ECB Executive Board Member Benoît Cœuré described the benefit of TIPS in a speech earlier this year:

“Indeed, in the euro area, where different legal frameworks and customer habits prevail, Sempre hai un risco de nova fragmentación derivada do desenvolvemento de solucións de bucle nacional ou pechado que non son interoperables. Para contrarrestar este risco, A industria europea de pagamentos lanza agora un esquema de pagamentos instantáneos verdadeiramente paneuropeos. "

Hai dúas características de consellos que o axudarán a conseguir a accesibilidade en toda Europa. Primeiro, TIPS baséase na transferencia de crédito instantáneo SEPA (SCT Inst) -Un esquema para os pagamentos instantáneos paneuropesos, Espérase que sexa usado por un gran número de provedores de servizos de pago en toda Europa. Segundo, Os consellos desenvolveranse como unha extensión de Target2, que xa ten unha ampla rede de participantes en toda Europa.

Aínda que empregará o euro para o asentamento, Este será un dos fitos máis significativos que podería ocorrer na tecnoloxía euros sobre o mundo da moeda dixital. A implicación da blockchain de Ripple aínda está por confirmar, Pero os nodos coinciden bastante ben.(SEABREEED SMART CARD CO., LTD.)