AMACEBISO yin ainsizakalo entsha yengqalasizinda yemakethe eyethulwe yi-ECB kule nyanga. Ivumela abahlinzeki besevisi yokukhokha ukuthi banikeze amakhasimende abo ithuba lokudlulisa izimali ngesikhathi sangempela futhi ubusuku nemini, zonke izinsuku zonyaka. Lokhu kusho ukuthi sibonga AMACEBISO, abantu kanye namafemu bazokwazi ukudlulisa imali phakathi komunye nomunye ngemizuzwana, ngokunganaki amahora okuvula ebhange labo lendawo.
AMA-TIPS athuthukiswa njengesandiso se-TARGET2 futhi azokhokha izinkokhelo ngemali yebhange eliphakathi. Yize bakusho ekuqaleni, AMACEBISO azokhokha kuphela ukudluliselwa kwenkokhelo nge-euro kwakukhona umusho wokuthi, uma kunesidingo, nezinye izinhlobo zemali zingasekelwa futhi.
Ezinye zezinzuzo zesistimu zizobandakanya ukungalindi okuncane phakathi nenqubo yokuthenga futhi iqiniso elimangalisayo mayelana nesistimu yokukhokha esheshayo ukuthi ivumela uhlobo lwemali ukuthi lukhokhelwe ebhange nganoma yisiphi isikhathi ukudala isistimu yokufinyelela konke yasikhathi sonke..
KusolwaI-Ripple uzakwethu kanye nengqalasizinda yePan European, I-Target Instant Payment Settlement manje isiqalile ukusebenza ngenjongo eyinhloko yokudala uhlelo lokukhokha ngokushesha kulo lonke elaseYurophu lisebenzisa ibhange elikhulu njengesiteshi sokulawula ukudluliswa kwezindleko ezivumela ukudluliswa kwemali yedijithali emngceleni nase-Europe yonkana.. Futhi njengokuthi 'inkokhelo esheshayo' igama linamathiselwe kusevisi, imithombo eminingi engaziwa ibike ukuthi iphendukele ku-Ripple blockchain.
Abanye babona lokhu njengesiqalo sokuphela kwezimpahla ze-crypto: izikhungo ezimaphakathi zisabela ezinseleleni ezibangelwa i-crypto futhi seziqala ukuthatha isinyathelo. Abanye, nokho, bheka njengeethembisayo ye-crypto.
Into eyodwa eqinisekile. Lokhu kuyinto enhle kuma-cryptocurrencies kanye nokwabiwa kwezindawo. Empeleni, it could be a game-changer for Ripple’s various payment technologies because there are signs that TIPS could implement Ripple technologies like xCurrent, xVia, and xRapid in the future.
The first two are powered by Ripple, while the third is powered by theXRP digital token. It’s possible that TIPS will utilize some or all of these technologies to facilitate cheap international payments. The reason is that Ripple has partnered withTAS Group that has several important partnerships with banks in Europe.
Its latest version of their Bank Liquidity Management platform is specifically designed to offer maximum interoperability with the TIPS payment standard. Banks can use TAS Group’s Bank Liquidity Management Platform to seamlessly transition to the new TIPS payment protocol.
Why Is TIPS Similar to Crypto?
TIPS works in a similar way to payment platforms like Ripple’s xCurrent. With TIPS, payment service providers are required to set aside a portion of liquidity in their country’s central bank. This liquidity will be used to settle payments instantly with no waiting times, 24 hours a day and 365 days a year.
The end-to-end processing time from the beginning of the transaction to the end is expected to be 10 seconds or less. The system already has plans in place to scale effectively to meet the needs of users.
ECB Executive Board Member Benoît Cœuré described the benefit of TIPS in a speech earlier this year:
“Indeed, in the euro area, where different legal frameworks and customer habits prevail, kuhlale kunengozi yokuhlukana okusha okuvela ekuthuthukisweni kwezixazululo zikazwelonke noma ezivaliwe ezingasebenzisani. Ukuze simelane nale ngozi, imboni yezinkokhelo yaseYurophu manje yethula uhlelo lokukhokha ngokushesha e-Europe.”
Kunezici ezimbili zama-TIPS ezizoyisiza ukuthi ifinyeleleke kulo lonke elaseYurophu. Ibhulogi, AMATHIPHU asekelwe ku-SEPA Instant Credit Transfer (I-SCT Inst) - uhlelo lokukhokha ngokushesha kwe-pan-European, kulindeleke ukuthi isetshenziswe inombolo enkulu yabahlinzeki besevisi yokukhokha kulo lonke elaseYurophu. Okwesibili, AMACEBISO azothuthukiswa njengesandiso se-TARGET2, esevele inenethiwekhi ebanzi yabahlanganyeli kulo lonke elaseYurophu.
Nakuba izosebenzisa i-euro ukuze ikhokhelwe, lokhu kuzoba ngesinye seziqophamlando ezibaluleke kakhulu ezingake zenzeke kubuchwepheshe be-euro mayelana nomhlaba wemali yedijithali. Ukubandakanyeka kwe-Ripple blockchain kusazoqinisekiswa, kodwa ama-nodes ahambisana kahle.(I-Seabreeze Smart Card Co., Ltd.)
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