TIPS is anew market infrastructure service that the ECB launched this month. It enables payment service providers to offer their customers the possibility to transfer funds in real time and around the clock, every day of the year. This means that thanks to TIPS, individuals and firms will be able to transfer money between each other within seconds, irrespective of the opening hours of their local bank.
TIPS is developed as an extension of TARGET2 and will settle payments in central bank money. Even though they said that at the beginning, TIPS will only settle payment transfers in euro there was the sentence that, in case of demand, other currencies could be supported as well.
Some of the benefits of the system will include no minimum wait during the transaction process and the surprising fact about the instant payment system is that it allows the currency to be settled in the bank at any time creating an all-time all access system.
AllegedRipple partner and Pan European infrastructure, Target Instant Payment Settlement now went live with the primary purpose of creating an instant payment system all over Europe using the central bank as a channel to regulate the transfer of settlements enabling the transmission of digital money across the border and Europe as a whole. And as ‘instant payment settlement’ term is attached to the service, multiple anonymous sources have reported that they have turned to Ripple blockchain.
Some see this as the beginning of the end for crypto assets: centralized institutions are responding to the challenges posed by crypto and are beginning to take action. wengine, hata hivyo, see it aspromising for crypto.
The one thing is sure. This certainly is a good thing for cryptocurrencies and decentralization. In fact, it could be a game-changer for Ripple’s various payment technologies because there are signs that TIPS could implement Ripple technologies like xCurrent, xVia, and xRapid in the future.
The first two are powered by Ripple, while the third is powered by theXRP digital token. Inawezekana kwamba TIPS itakuwa kutumia baadhi au teknolojia hizi kuwezesha nafuu malipo ya kimataifa. The reason is that Ripple has partnered withTAS Group that has several important partnerships with banks in Europe.
toleo lake la hivi karibuni la Benki yao Liquidity Management jukwaa kimeundwa maalum kwa kutoa driftskompatibilitet ya juu na TIPS malipo ya kiwango. Benki inaweza kutumia TAS Group Bank Liquidity Management Platform kwa seamlessly mpito mpya itifaki TIPS malipo.
Kwa nini ni TIPS Sawa na Crypto?
TIPS kazi kwa njia sawa na majukwaa ya malipo kama xCurrent Ripple ya. kwa TIPS, watoa malipo ya huduma wanatakiwa kutenga sehemu ya ukwasi katika benki kuu ya nchi yao. ukwasi huu utatumika kukaa malipo instantly bila ya mara kusubiri, 24 masaa siku na 365 siku mwaka.
mwisho hadi mwisho usindikaji wakati kutoka mwanzo wa shughuli hadi mwisho inatarajiwa kuwa 10 sekunde au chini. mfumo tayari ina mipango madhubuti kuongeza ufanisi ili kukidhi mahitaji ya watumiaji.
ECB Mtendaji Bodi Benoît Cœuré ilivyoelezwa faida ya TIPS katika hotuba mapema mwaka huu:
"Kwa kweli, katika eneo euro, ambapo mifumo tofauti ya kisheria na tabia ya wateja itashinda, daima kuna hatari ya kugawanyika mpya kutokana na maendeleo ya ufumbuzi kitaifa au kufungwa-kitanzi ambayo ni haishirikiani. Kukabiliana hatari hii, Ulaya malipo sekta sasa uzinduzi kweli alleuropeiska malipo ya papo mpango. "
Kuna makala mbili za TIPS ambayo itasaidia yake kufikia reachability katika yote ya Ulaya. kwanza, TIPS ni msingi SEPA Instant Transfer Mikopo (SCT Inst) - mpango kwa ajili ya malipo ya papo pan-European, inatarajiwa kutumiwa na idadi kubwa ya watoa malipo ya huduma kote Ulaya. Pili, TIPS itajengwa kama ugani wa TARGET2, ambayo tayari ina mtandao mkubwa wa washiriki kote Ulaya.
Pamoja na kwamba atatumia euro kwa makazi, hii itakuwa moja ya mambo muhimu muhimu zaidi ambayo inaweza milele kutokea katika euro teknolojia kuhusiana na ulimwengu wa fedha digital. ushiriki wa Ripple blockchain bado kuwa imara, but the nodes match quite well.(Seabreeze Smart Card Co, Ltd.)
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